The post Jake Claver Responds to Failed $100 XRP Prediction, ‘I’m Just a Crazy Guy Online’ appeared first on Coinpedia Fintech News

Crypto investor and wealth manager Jake Claver has responded to criticism surrounding his earlier XRP price forecasts, explaining that while some timeline-based predictions did not materialize, his long-term outlook for XRP remains unchanged. In a recent interview, Claver discussed the reasoning behind his earlier projections and addressed concerns from investors who expected faster price appreciation. For the unversed, Claver has repeatedly attracted mixed reactions for predicting that XRP could reach $100 before 2026.

Strong Belief in Long-Term Adoption

Claver said his conviction in XRP is tied to the expected growth of tokenized assets, institutional blockchain adoption, and cross-border payment infrastructure. He pointed to ongoing discussions among major financial institutions about tokenization and on-chain settlement as developments that could gradually increase demand over time. According to him, large-scale adoption requires liquidity, custody solutions, and regulatory clarity, which typically take years to build rather than months.

Explaining the Missed Timelines

Responding to criticism about earlier time-specific predictions, Claver said he made those projections based on expectations that certain geopolitical and institutional developments could accelerate adoption. However, he acknowledged that market timing is uncertain and depends on many external variables beyond any single analyst’s expectations. As he put it, “I’m just some crazy guy on the internet,” stressing that investors should not treat public commentary as financial advice.

Investor Responsibility and Risk Awareness

Claver also opened up about the importance of personal responsibility in investment decisions, stating that individuals should consult professional advisers before making major financial moves. He explained that even advisers within his own organization often recommend more diversified strategies than the concentrated positions he personally holds. According to him, “I am not a financial adviser,” and market participants must evaluate their own risk tolerance before acting on public predictions.

Long-Term Outlook Remains Positive

Despite the criticism, Claver maintained that he still believes XRP could play a significant role in future financial infrastructure, especially if tokenized markets expand and cross-border payment solutions grow. He suggested that many XRP holders continue to maintain long-term positions, expecting adoption trends rather than short-term price speculation to ultimately determine the asset’s trajectory.