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Ripple President, Monica Long, recently shared her views on X (formerly Twitter) regarding stablecoins and says that it reminds her of NFTs. According to her, Flurry, the payment system, and stablecoin-based blockchain system are the major trends of stablecoins in 2025.  

Monica Long’s Questioning Views on Stablecoins

In her recent X post, Long shared a skeptical view on the current hype around stablecoins and the stablecoin payment system. She believes that while stablecoins have legitimate use cases, they could be launched out of FOMO and lack real value or sustainability. 

She said, “Some have real use cases. Like interbank payments or customer loyalty. For some issuers, managing their own reserves or owning the brand may be important. For others, issuing their own stablecoin isn’t worth the burden of managing the asset, regulatory compliance, and building liquidity and distribution. It’s an expensive undertaking.” 

Long cautions the crypto users that stablecoins could be a product of genuine innovation, but many of their current projects are redundant or profit-driven. Stablecoins lack real problem-solving features, says Ripple president. 

Ripple Expands RLUSD

While Ripple’s president warns stablecoin users to look beyond its hype, the company itself is broadening its stablecoin. 

Ripple recently deepened its ties with US Berkeley, expanding its own stablecoin, RLUSD. It has allocated $1.3 million RLUSD to fund the launch of the Berkley Center for Digital Assets (CDA). The company chose stablecoins for the initiative to highlight Ripple’s commitment to exploring its real-world applications. 

Previously, the company introduced RLUSD in the African market through new partnerships with Chipper Cash, VALR, and Yellow Card. This shows the asset’s ability of smooth access with cross-border payments, treasury management, and settlement on blockchain networks.

All these initiatives underline the core nature of the asset. The SVP of Stablecoin at Ripple, Jack McDonald, explains that RLUSD was built with stability and compliance to bridge the gap between traditional finance and crypto. He said, “RLUSD is for institutional use, offering regulatory clarity, stability, and real utility. As adoption grows, partnerships with trusted platforms like Securitize are key to unlocking new liquidity and enterprise-grade use cases.”